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Student, Graduate, Travel related articles and advice.

By Thomas Boland, Nov 1 2016 11:20AM

Bonfire night takes place on Saturday 5th November 2016 and Cover4insurance have put together some essential safety tips in order to keep safe on bonfire night.

Firework Code

• Only buy fireworks marked BS 7114

• Don’t drink alcohol if setting off fireworks

• Keep fireworks in a closed box

• Follow the instructions on each firework

• Light them at arm’s length, using a taper

• Stand well back

• Never go near a firework that has been lit

• Even if it hasn’t gone off, it could still explode

• Never put fireworks in your pocket or throw them

• Always supervise children around fireworks

• Light sparklers one at a time and wear gloves

• Never give sparklers to a child under five

• Keep pets indoors

• Don’t let off fireworks after 11pm

The law surrounding fireworks

• It’s illegal to throw fireworks

• It’s illegal to possess a category 4 firework

• It’s illegal for anyone under 18 to possess an adult firework

• It’s illegal to breach the firework curfew (11:00pm – 7:00am) except on Bonfire Night when fireworks

can be used until midnight

Bonfire Safety Tips

• If you have a bonfire, follow these simple guidelines:

• Warn your neighbours beforehand - so they are aware and can make necessary preparations

• Only burn dry material, do not burn anything which is wet or damp, this causes more smoke

• Check there are no cables (telephone wires etc) above the bonfire

• Build the bonfire away from sheds, fences and trees

• Don’t use petrol or paraffin to start the fire it can get out of control quickly

Once the bonfire is lit

• Keep a bucket of water or a garden hose nearby - in case of emergencies

• Don’t leave the bonfire unattended

• Don't burn aerosols, canisters or anything containing foam or paint - this could produce toxic fumes

and some containers may explode, causing injury

• Once the bonfire has died down, spray the embers with water to stop it reigniting

By Thomas Boland, May 13 2015 01:03PM

Procrastination is every student’s favourite frenemy. Whether you’re the kind of procrastinator that finds themselves retyping/highlighting/colour-coding/alphabetising/lamintating their lecture notes or the more unabashed ‘just 3 more films on Netflix then I’ll start’ procrastinator, finding a way to tackle procrastination could seriously improve the success of your exams and ultimately, your degree course.


For many of us, procrastination is a huge part of our lives during revision periods but the fact is, it should have no place in your schedule. Putting tasks off and deliberating- thinking about revision without actually sitting down with a pen to paper or book in hand- achieves nothing.

Procrastination can take many many forms so first of all you need to be recognise what procrastination is and what revision isn't. Studying and revising topics that are more enjoyable than the topic you really need to revise isn't revision. Hanging out with your friends all day in the library isn't necessarily revision. Humming along to your favourite music while you've got textbooks open in front of you isn't really revision either.


One of the main reasons that we procrastinate is that we feel overwhelmed by a task. The only way to not be daunted by mammoth tasks like revising an entire module or tackling a large work load is to break it down into smaller parts and to recognise what needs to be done and plan a revision schedule. A revision schedule should be specific i.e. study a specific set of notes, re-read a certain text etc and a lot an estimated time it should take to complete. Just revising a topic for an indefinite amount of time is going to put you off even starting.


Instead of thinking ‘It’s okay if I procrastinate for a bit and then work harder later’ you should use breaks from revision as an incentive. When you’re procrastinating, though you’re not doing revision you’re also not having a lot of fun because what you should be doing is always at the back of your mind. We all need a few breaks in our day and it’s especially important during exam and revision periods to allow yourself this rest.


Students of today face far greater temptations than in the past. No longer can we lock ourselves up in our rooms and avoid distraction. Whether technology has given us all shorter attention spans or not, the fact is, many of us check Facebook/ Twitter / Instagram pretty much automatically and without thinking. So, without making a conscious effort to switch off from social network sites and focus on study, these sites are likely to be a huge source of procrastination. If you’re scrolling through your feed, you’re likely to lose half an hour of your revision time before you even realise. If you do this multiple times a day then that’s going to be a lot of wasted revision time.

Tips: You can use programs like Facebook Nanny to restrict your access to Facebook during exam and revision periods.

SLEEP / NAP (but not for too long)

Some people use sleep and naps as a form of procrastination. Getting enough sleep is crucial in making sure your brain is active and engaged for revision but you only need between 7 and 8 hours. In the days leading up to an exam, it makes no sense to stay up really late cramming information in. However, what might be a good idea is having a quick study session or read of a new source/material just before you go to sleep as your brain will play around with this information as you sleep. Allowing yourself a power nap in the afternoon if you’ve been studying for hours is fine, but don’t make the mistake of forgetting to set you alarm only to wake up hours later. This will cut into your revision time for that day but might also affect your body clock/ sleeping pattern for the next few days too.


If you can't help but be a procrastinator, you need to make your revision accessible to you. Being chained to a desk with text books piled up and revision notes strewn everywhere for weeks is nobody's idea of fun. You should make use of your smartphone / tablet / laptop for revision purposes. If you type up all your lecture notes and keep them on your device, you'll be able to study while you're on the bus or when you're out and about. Or if you have an e-book/kindle/e-reader you can download pdfs of essays/texts you need to read so you can give yourself a break from the four walls of your bedroom or the busy library but still do something productive.

By Thomas Boland, Apr 14 2015 08:07AM

Throughout the UK students choose cycling as a preferred way to travel to university and about their town. Apart from the health benefits that come with this regular exercise, cycling can be a great way to save money whilst at university; when compared to bus fares or passes throughout the year, the cost of a new bike, safety equipment and a secure lock is relatively inexpensive.

Though students can pick up a bike with an affordable price, national statistics suggest that those that choose to have a bike with them at university may find that they have the added expense of having to replace it. As many as 1 in 3 students will be victim to a crime during their studies and those that find themselves out of pocket and without a bike, may have to spend the rest of the year getting the bus or even more dreaded- having to walk to university. For students living in privately let houses and halls that are situated away from the central campus this can be a struggle. Though for these students a replacement bike might be just within budget, for the bike enthusiasts among the student population, replacing such valuable items is rarely an option.

Getting a strong sold secure lock can deter bike thieves. An experienced thief will avoid stealing a bike if it is locked with a lock they recognize; and so bikes with old or cheap locks are targets. However it is impossible to protect yourself entirely. A determined thief will still attempt a secure lock and if they do not have all the right equipment on them to break the lock, they may return to the bike with heavier tools that can cut through that particular lock.

For an increasing number, bike insurance is the best option. While to some it may be seen as an additional expense, insurance can be purchased from as little as £20.55* for a year and so if you are a victim of bike theft, the insurance will replace your bike on a new for old basis so you can get back on track.

Get a quote on our Bike Insurance here

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