Shop Insurance
Shop Insurance Shop insurance is designed to cover your business and assets. Depending on your needs and the providers in the market, cover can be provided for your:
Buildings Contents Fixtures and fittings Stock Public liability Employers’ liability Goods in transit insurance Types Of Shops That Can Be Covered Shop Types Covered Adult Bookstore Agricultural Implements Amusement Arcade Antique Furniture Antique/Rare Books Arcades/Precincts/Markets Armed Services Outfitters Art Gallery Artist Materials Artist Studio Arts & Crafts (ex. precious stones) Arts & Crafts (inc precious stones) Audio/Visual Media Baby Goods Babywear Baker Bakers Produce (ex. baking) Bakery Barber Basket and/or Brushware Bathroom Equipment Beauty Products Beauty Salon Bed Shop Bedding Shop Belts/Scarves/Gloves Betting Shops Bike Shop Bookselling Bookselling (second hand) Boot & Shoe Shop Boutiques Bridal Shop Builders Merchant Bureau de Change Burger Bars Butcher Cafe Camera Shop Camping & Outdoor Car Accessory Shop Car Mechanics Car Radio Dealers (ex. fitting) Car Radio Dealers (inc. fitting) Card & Book Shop Carpet (Oriental/Persian) Carpets (above 2500 sq m) Carpets (below 2500 sq m) Cash & Carry Catering Equipment Supply Ceramics And Pottery Chandlery Charity Shop Cheese Shop Chemist - Dispensing Chemist - Non Dispensing Childrens Clothing China and/or Glassware Retailing Chinese Takeaway Christmas Goods Supplier Independent Means Clock & Watch Repair Clock & Watch Sales Clothing Hire - Fancy Dress Clothing Hiring Clothing Shop Coffee & Tea Coffee Shop Computer - Business Computer - General Computer - Home & Games Computer Games Computer Supplies Computers - Software Confectionery Corner Shop Cosmetics Curios Shop Curtain & Blind Cutlery Cycle Hiring Cycle Repairing Cycle Shop Dancewear DIY - Ex. Timber DIY - Inc Timber DIY Store DVD & Video Shop Dairy Products Shop Decorators Merchants Delicatessen Department Store (above 2500 sq m) Department Store (below 2500 sq m) Discount Stores / Anything for £1 Shops Dog Beautician Doll Repairing Dolls/Dolls House Domestic Appliance Maintenance (ex. work-away) Double Glazing & Window Showroom Draper Dress Agency Dress Maker Drug Stores Dry Cleaning Dry Cleaning (Receiving Service) Dry Cleaning and Laundry (Receiving Service) E-Cigarette/Vaping Supplies E-Commerce Electric Tool Electrical Goods Electrical Goods (Domestic) Repair Electrical Goods - Domestic Appliances Electrical Goods - HI FI Audio TV etc. Electrical Goods - White Goods Engraving Estate Agency Fabric Shop Fancy Goods Farm Produce Fashion Fashion Accessories Fashion Boutique Fast Food Film Processing Fireplace Retailing Fish & Chip Shop Fishing Tackle Fishmonger Florists Flower Arranging Food Store Footwear Freezer Centre Frozen Food Fruiterer Funeral Director Fur Furniture Furniture - Fitted Furniture - Flat Pack Furniture - Nursery Furniture - Second Hand Furniture Repairing Furniture Restoration Furriers Gadget Shop Galleries Games Shop Garden Centre Garden Equipment Garden Supplies Shop General Store Gift Shop Glass Merchants Glass or Glass Goods Engravers Glassware Glazier Goldsmith Golf Equipment Golf Professionals Gown Trade Greengrocer Greeting Cards Grocer - Licensed Grocer - Unlicensed Guitar Shop Gun Shop Gunsmith Haberdashery Hairdressing Hairpiece & Wig Handicraft Hardware Shop Hat Shop Hatter Health Food Shop Herbs & Spices Hobby Shop Home Brew Materials Horticultural Goods Hosiery Household Goods Ice Cream Parlour In Car Entertainment Indian Sweetshop Indian Takeaway Industrial Safetywear Interior Design Interior Design - Inc Fitting Internet Cafe Intruder Alarms Ironmonger Jewellery Jewellery - Wholesale Joke Shop Key Cutters Kitchen Accessories Kitchen/Bathroom Showroom Knitting Machine Shops Knitwear Lamp Shops Launderette (attended) Launderette (unattended) Leather Clothing Leather Goods - Ex. Clothes Leather Goods - Inc Clothes Leather and Travel Goods Leisurewear Licenced Premises Light Fitting Lighting Linen Linen Hire Lingerie Locksmiths Luggage & Handbag Marine Stores Maternity Wear Menswear Millinery Mobile Phone Mobility shop Model Shop Motor Accessories Motor Accessories (ex. in-car entertainment) Motorcycle Accessories Music Musical Instruments Newsagents Novelty/Carnival Goods Nursery Goods Shops Off Licence Office Equipment Supplier (ex. electrical) Office Equipment Supplier (inc electrical) Office Furniture Office Supplies Online Retailer Optician Optometrist Organic Foods Outsize Clothing Paint and/or Wallpaper Pawnbroking Pens Perfume Pet Accessory/Food Store Pet Parlour Pet Shop Petrol Station Pharmaceutical Wholesaler Pharmacy Photo Engraving Photo Processing And Printing Photocopying Photographic Equipment Photographic Studio Piano Sales & Repairs Piano Shop Picture Framing Picture Shop Pine & Cane Furniture Pizza Shop / Delivery Plumbers Equipment Plumbers Merchant Pop Up Shop/Temporary Shop Post Office Post Office - Sub Post Office Services Pottery Poultry & Game Pram Print Shop Public Houses Radiators Record CD Cassette & Video/DVD Record Shop Restaurant - Licensed Restaurant - Unlicensed Rope Merchant Saddlery & Tack Salon Sandwich Bar Satellite TV & Equipment Supplier (ex. installation) Saw Sales And Repairs School Uniform Shop Scientific Instrument Second-hand Dealing Security Shop Sewing Machine Shop Sex Shop Sharpening Services Shirt Shop Shoe Shoe Repairing Snack Bar Snooker and pool table retailing Sofa Bed Soft Furnishings Souvenir Shop Sports Goods Sportswear Supplier Stamp Dealing Stationer Supermarket Surf Shop Sweet Shop TV And Radio TV And Video Rental TV And Video Repairing Tableware Tailor And Outfitter Take Away Food Tanning Salon Tattooist Tea Room Telephone Sales Television Hiring Television Repairing Television Sales Textile Shop Ticket Agency Tiles Tobacconist Toiletries Tool Tool Hire Toy & Game Shop Travel Agency Trophy Turf Accountant (betting shop) Uniform Shop Vacuum Cleaner Repairs And Service Venetian Blind Supplier Video DVD & Computer Game Hire Video Equipment & Tape Sales Wallpaper Shops Washing Machine Repairs & Servicing (ex. work-away) Watch & Clock Shop Wedding/Formal Wear Wine Bar Wine Merchant Wool And Needlework Shop Woollen Goods Shop Yacht Chandlery Other (Please State) cover4insurance.com has arranged specialist UK shop insurance
Who needs shop insurance?
You may need shop insurance if you own or run a shop, retail outlet, public house or takeaway.
What is shop insurance and do I need it?
The retail sector is busy by nature and, however many precautions you take, accidents can always happen, so you need to protect you any your business against any legal liabilities.
What can I include in my shop insurance policy?
Depending on your individual needs for your business you may require cover for buildings, contents, fixtures and fittings, stock, goods in transit plus public & employers’ liability.
Why do I need public liability insurance for my shop?
Public liability insurance protects you against the cost of damages which may be awarded to members of the public for injuries that they sustained in your shop.
Why do I need employer’s liability insurance for my shop?
Employers’ liability insurance protects you against the cost of damages and legal fees for employees who are injured at work as a result of your negligence.
Can I get cover for theft from employees?
Yes, if you take out employer’s dishonesty insurance on your main shop insurance policy it will protect your business against losses caused by theft, fraud or dishonesty from your employees.
How can I compare shop insurance?
You can buy shop insurance
