Bill Free Homes
Bill Free Homes
From the 01/09/2018 we no longer provide a block insurance policy for Bill Free Homes residents
If you are living in Bill Free Homes accommodation or any other student accommodation, we can still provide student contents & possessions insurance. Please see the tabs listed above for our range of student products.
Policy Documents for the year: 01/09/2017–31/08/2018
Phone: 0161 974 1101
Post: Cover4students Claims Team, Stream Claim Solutions, 60 Spring Gardens, Manchester, M2 2BQ
Student Contents & Possessions Insurance Basic Cover:
|Policy Benefit || Sum Insured |
|Personal Possessions ||Up To £14,000|
|Landlords Property | Tenants Liability||Up To £5,000|
|Liability For Rented Household Goods||Item Limits Apply|
|Replacement Locks and Keys||Up To £50|
|Credit Cards||Up To £500|
|Personal Money||Up To £50|
|College | University Property On Loan||Up To £250|
|Accidental Death or Redundancy Of A Parent Or Guardian||Up To £5,000|
|Legal Liability||Up To £1,000,000|
|Possessions In Transit at the beginning and end of each term|
Student Contents & Possessions Insurance Optional Extensions:
|Policy Benefit||Sum Insured|
| Laptop & Portable Computers | Room Only:|
Cover Within The Insured Address
|Up To £3,500|
| Laptop & Portable Computers | Cover Anywhere Within|
The UK (Please note: “Laptop & Portable Computers | Room Only:
Cover Within The Insured Address” must also be selected
with this option.)
|Up To £3,500|
|Accidental Damage||Item Limits Apply|
|Course Fees & Rental Protection||Up To £20,000|
|Mobile Phones | Cover Anywhere Within The UK||Up To £750|
|Pedal Cycle | Cover Anywhere Within The UK||Up To £500|
|Orchestral Instruments | Cover Anywhere Within The UK||Up To £3,000|
|Musical Instruments | Cover Anywhere Within The UK||Up To £3,000|
|Personal Accident||Up To £50,000|
|Examination & Coursework Cover||£250|
Our student essentials insurance has been designed so that you can just cover your essential items if you do not wish to take out a full student possessions policy. Our options include:
- Computer equipment anywhere within the UK up to £3,000.
- Tuition fees and rental protection up to £20,000.
- Accidental damage up to £10,000 for audio equipment, camera equipment, computer equipment, games consoles, television, video and DVD players owned by you within your insured address.
- Personal Accident cover up to £50,000.
- Mobile phone cover anywhere within the UK up to £1,000.
- Pedal cycles cover anywhere within the UK up to £1,000.
- Digital Download cover up to £2,000.
- Examination and coursework cover up to £1,000.
- Orchestral instruments anywhere within the UK up to £3,000.
- Musical instruments anywhere within the UK up to £3,000.
- Specified items anywhere within the UK up to £3,000.
- Unspecified items anywhere within the UK up to £1,500.
- Excess protection insurance cover up to £1,000.
Mobile Phone & Gadgets
Student Phone & Gadget Insurance
If you just want to insure your mobile phone / smartphone & other gadgets then look no further.
We can offer a standalone insurance product that will cover your mobile phone without having to take out a basic level of possessions insurance with us.
Why choose us for Mobile Phone Insurance?
- Specialist Student Insurance
- 45 days worldwide cover included
- Single or Multiple Gadget Options
- Covers theft & accidental damage anywhere within the UK