Student Insurance

Student Insurance — Contents

With our flexible student insurance you can protect all your contents and gadgets, including phones, tablets, laptops, watches, televisions, printers, handbags, bikes, musical instruments, sports equipment all under one policy. Optional covers
  • Accidental Damage Landlords Property.
  • Laptops & portable computers anywhere within the UK and Worldwide up to 60 days.
  • Legal Expenses.
  • Mobile phones anywhere within the UK and Worldwide up to 60 days.
  • Pedal cycles cover anywhere within the UK and Europe up to 60 days.
  • Cameras and equipment anywhere within the UK and Worldwide up to 60 days.
  • Musical instruments within the UK.
UK Student Contents Insurance

Only Insure the Essentials

If you only want to insure essential items such as laptops, mobile phones, musical instruments you can.
  • For an Essentials Only quote select Living at Parents Home and Essentials Options..
  • No age limits on your mobile phones or gadgets.
  • Computer equipment anywhere within the UK and Worldwide up to 60 days.
  • Accidental damage to landlord's property.
  • Mobile phone cover anywhere within the UK and Worldwide up to 60 days.
  • Pedal cycles cover anywhere within the UK and Europe up to 60 days.
  • Photographic equipment anywhere within the UK and Worldwide up to 60 days.
  • Musical instruments anywhere within the UK.
Student Essentials

Student Insurance — Study Abroad

If you are studying abroad for all or part of your degree or on a sports scholarship you will need specialist travel insurance.
  • Cover for up to 18 months.
  • Cancellation & curtailment.
  • Repatriation emergency transport home.
  • Emergency medical expenses.
  • Personal possessions & gadgets.
  • Premiums start from £36.99.
  • Personal liability and personal accident.
  • Personal money & loss of travel documents.
  • Legal advice & expenses.
  • Up to 4 return trips home.
  • Onward leisure trips up to 21 days.
Study Abroad Insurance

Student Halls of Residence Insurance

We partner with many universities, private halls and purpose built student accommodation providers across the UK to provide contents insurance in your room. Check if your already covered as your university or accommodation provider may have already arranged some contents insurance. Cover is restricted to inside your room so you may want to consider the optional extensions to cover accidental damage and valuables such as musical instruments, cameras, mobile phones and laptops taken out of the room on a regular basis when they are more at risk.
Student Halls of Residence

Student Insurance — Travel

We offer a range of travel insurance solutions for students. From single trip travel insurance for short breaks to study abroad, gap year and backpacker policies which can cover hazardous sports and activities for up to 18 months. Options for Hazardous Actvities and Sports Scholarships. Emergency Medical Expenses and Transport repatriation costs.
Travel Insurance

Specialist Student Insurance

We have designed a range of flexible insurance products for students, graduates and young professionals living in shared or rented accommodation so you can choose the covers that matter to you most.

Whether you’re staying at home, living away or studying abroad we have a student insurance product to match your needs.

With various levels of student insurance cover available, you can choose the insurance for students that best meets your needs.

We are providers of Specialist Student Insurance products for student contents and possessions. We include up to £5,000 for damage to landlords property and tenants liability as standard with an option to include accidental damage to landlords property/tenant's liability up to £10,000. We also offer flexible and fair optional extensions for items like mobile phones, gadgets, pedal cycles, musical instruments and camera equipment to cater for students living in university/college halls and those living in privately rented student flats and houses. Our insurance for students policies are specifically designed to suit the needs of students studying in the UK, or UK Students studying abroad.


Specialist Student Insurance in the UK from Cover4students and Cover4Insurance.

Providers of student contents insurance (includes accidental damage to landlords property / tenant's liability insurance as standard up to £5,000, which can be increased to £10,000 with accidental damage cover to the landlords property included), student possessions insurance, mobile phone insurance, student travel insurance including backpacker, gap year and studying abroad insurance.

Low-Cost Student Insurance

We aim to provide students in the UK with specialist student insurance products designed around student lifestyles and budgets. 

We constantly compare our student insurance covers and premiums to ensure that we stay ahead of our competitors offering quality insurance at consistently fair 

Saving Students Money Online

If you buy your student insurance policy online, you reduce our administration costs. We pass these savings directly back to you.

Professional Friendly Service

We’re here to help and are always happy to answer any queries that you may have about our insurance for students products and services.

We aim to provide high-quality service, at all times.

Should there, however, ever be an occasion when you feel that we have failed to achieve this, we will do everything possible to ensure that your complaint is dealt with quickly and fairly.

If you feel dissatisfied with the service received from us, feel free to contact us without delay.

For more information about how to make a complaint click here.

Protecting Our Clients Information Online

The security of your personal and financial details is of paramount importance to us and as such we use the strongest available security systems to protect your communications with us.

Our Full Refund Guarantee

We’re confident that you’ll be totally satisfied with the student insurance policy cover and premiums.

If, however, after purchasing your student insurance policy, you’re not totally satisfied or even if you simply change your mind, you can cancel your student insurance policy within the first 14 days and as long as you’ve not made a claim, we’ll refund your student insurance policy premium in full.

Products