0161 772 3382

Annual Multi–Trip Travel Insurance

Annual Multi–Trips Travel Insurance—UK

Do you have a number of trips and holidays planned in the next 12 months?

Do you often book your holidays last minute?

Our Annual Multi-Trip travel insurance could save you time and money.

It's perfect if you travel several times during the year and want a policy that will cover any number of trips throughout the year.

With benefits such as:

  • As many trips per year as you wish (limited to 45 days per trip).
  • Up to £10,000,000 emergency medical cover, with 24/7 english speaking help line.
  • Up to £2,000 personal possessions cover.
  • 50 + sports covered as standard.

We offer 3 levels of annual multi-trip travel insurance, you can choose the policy that meets your needs whether you are taking a quick city break or that trip of a lifetime we have a policy that will suit you.

Single Trip Covers Silver Gold Platinum Excess
Catastrophe No Cover Up to £150 Up to £300 Nil
Medical Expenses £2,500,000 £6,000,000 £10,000,000 £ 100
Emergency Dental Treatment £200 £200 £200 £100
Burial Costs / Body Retpatriation £5,000 £5,000 £5,000 Nil
Repatriation £500,000 £1,000,000 £2,000,000 £100
Hospital Benefit No Cover £25 for each complete 24hr period up to £500 £25 for each complete 24hr period up to £2,000 Nil
Personal Possessions No Cover £500 £2,000 £65
Single article limit £100 £150
Valuables limit No Cover £200
Travel Documents No Cover £100 £300 £65
Baggage Delay No Cover No Cover £150 Nil
Personal Money No Cover £100 £150 £65
Cash Limit
Cash (Insured aged under 18) £50 £50
Personal Accident £10,000 £10,000 £25,000 Nil
Loss of Limbs or Sight £10,000 £10,000 £25,000
Permanent Total Disablement £10,000 £10,000 £25,000
Death (Insured aged 16+) £5,000 £5,000 £5,000
Death (Insured aged under 16) £1,000 £1,000 £1,000
Missed Departure No Cover £500 £1,000 £65
Delayed Departure No Cover £15 for each full 12hr delay up to £150 £30 for each full 12hr delay up to £300 Nil
Holiday Abandonment No Cover £750 £3,000 £65
Personal Liability £500,000 £1,000,000 £2,000,000 £250
Legal Expenses No Cover £15,000 £15,000 Nil
Repeat Cover       N/A
Curtailment Worldwide No Cover No Cover No Cover N/A
Resuming the trip Worldwide No Cover No Cover No Cover N/A
Curtailment Europe No Cover No Cover No Cover N/A
Resuming the trip Europe No Cover No Cover No Cover N/A
Scheduled Airline Failure No Cover Up to £150 £3,000 £65
Single Trip Silver Gold Platinum Excess

Our policy will allow you to travel as often as you like during the year subject to the following:

  1. A maximum duration on any one trip of:
    1. 45 days if you are travelling within Europe or
    2. 45 days if you are travelling outside Europe and are aged up to and including 69 years at the time of purchasing your insurance, or
    3. 31 days if you are travelling outside of Europe and are aged 70-74 years at the time of purchasing your insurance; and
  2. All cover for overnight trips within the United Kingdom only applying when accommodation is pre-paid & pre-booked for a minimum of three consecutive nights. A booking form confirming your reservation will be required.

Not only could it save you money, but time as well, you don’t have to book a new travel insurance policy each time you are travelling so that last minute city break you decide to take you already know your insured.

Annual Multi-TripTravel Insurance policies are available to Individuals, Couples and Families. You can also extend the cover to include: Winter Sports, Golf, Business and Laptop Cover.

Plus you can add on additional Hazardous Sports & activities to the 50+ sports and activities automatically covered.

WHY CHOOSE COVER4TINSURANCE?

Instant Cover: Online purchasing means you can get cover instantly. (Please note cover cannot be purchased if you have already departed the UK /Republic of Ireland).

Full Refund Guarantee: If after reading your policy you decide the terms of the insurance do not meet your requirements you will have 14 days to cancel it, starting on the day you receive your documentation. Provided that a claim does not exist and that travel has not taken place.

Tailor your cover: We offer options to extend your cover to include: laptop cover and additional hazardous sports & activities supplementary to the 50+ sports and activities automatically covered.

Secure Online Purchase: The security of your personal and financial details is of paramount importance to us and as such, we use the strongest available security system to protect your personal information.

Underwritten by White Horse Insurance Ireland dac: Cover4travel.com has arranged this travel insurance policy with White Horse Insurance Ireland dac. Registered Office: Bay 89.2, Free Zone West, Shannon, Co. Clare, Republic of Ireland

Annual Multi–Trips Travel Insurance—Ireland

If you travel several times during the year you could save money by purchasing one of our annual multi trip policies. These will allow you to travel as often as you like during the year

Our Annual Multi-Trip travel insurance could save you time and money.

With benefits such as:

  • As many trips per year as you wish (limited to 45 days per trip).
  • Up to €10,000,000 emergency medical cover, with 24/7 English speaking help line.
  • Up to €2,500 personal possessions cover.
  • 50 + sports covered as standard.
Single Trip Covers Silver Gold Platinum Excess
Cancellation & Curtailment No Cover €1,000 €4,000 €85
Course Fees No Cover No Cover No Cover N/A
Catastrophe No Cover Up to €200 Up to €350 N/A
Emergency Medical Expenses €2,500,000 €6,000,000 €10,000,000 € 100
Dental Treatment €250 €250 €250 €100
Burial Costs / Body Retpatriation €6,000 €6,000 €6,000 Nil
Repatriation €600,000 €1,250,000 €2,500,000 €100
Hospital Benefit No Cover €30 for each complete 24hr period up to €600 €30 for each complete 24hr period up to €2,400 Nil
Personal Possessions No Cover €600 €2,500 €85
Single article limit €150 €200
Valuables limit No Cover €250
Travel Documents No Cover €150 €350 €85
Baggage Delay No Cover No Cover €200 Nil
Personal Money No Cover €150 €200 €85
Cash Limit
Cash (Insured aged under 18) €75 €75
Personal Accident €12,500 €12,500 €38,000 Nil
Loss of Limbs or Sight €12,500 €12,500 €38,000
Permanent Total Disablement €12,500 €12,500 €38,000
Death (Insured aged 16+) €6,000 €6,000 €6,000
Death (Insured aged under 16) €1,500 €1,500 €1,500
Missed Departure No Cover €600 €1,200 €85
Delayed Departure No Cover €15 for each full 12hr delay up to €225 €30 for each full 12hr delay up to €450 Nil
Holiday Abandonment No Cover €1,000 €4,000 €85
Personal Liability €600,000 €1,250,000 €2,500,000 €250
Legal Expenses No Cover €20,000 €20,000 Nil
Repeat Cover No Cover No Cover No Cover N/A
Curtailment Worldwide
Resuming the trip Worldwide
Curtailment Europe
Resuming the trip Europe
Scheduled Airline Failure No Cover No Cover €3,500 €85
Single Trip Silver Gold Platinum Excess

Our policy will allow you to travel as often as you like during the year subject to the following:

  1. A maximum duration on any one trip of:
    1. 45 days if you are travelling within Europe or
    2. 45 days if you are travelling outside Europe and are aged up to and including 69 years at the time of purchasing your insurance, or
    3. 31 days if you are travelling outside of Europe and are aged 70-74 years at the time of purchasing your insurance; and
  2. All cover for overnight trips within the United Kingdom only applying when accommodation is pre-paid & pre-booked for a minimum of three consecutive nights. A booking form confirming your reservation will be required.

Not only could it save you money, but time as well, you don’t have to book a new travel insurance policy each time you are travelling so that last minute city break you decide to take you already know your insured.

Annual Multi-Trip Travel Insurance policies are available to Individuals, Couples and Families. You can also extend the cover to include: Winter Sports, Golf, Business and Laptop Cover.

Plus you can add on additional Hazardous Sports & activities to the 50+ sports and activities automatically covered.

WHY CHOOSE COVER4TINSURANCE?

Instant Cover: Online purchasing means you can get cover instantly. (Please note cover cannot be purchased if you have already departed the UK /Republic of Ireland).

Full Refund Guarantee: If after reading your policy you decide the terms of the insurance do not meet your requirements you will have 14 days to cancel it, starting on the day you receive your documentation. Provided that a claim does not exist and that travel has not taken place.

Tailor your cover: We offer options to extend your cover to include: laptop cover and additional hazardous sports & activities supplementary to the 50+ sports and activities automatically covered.

Secure Online Purchase: The security of your personal and financial details is of paramount importance to us and as such, we use the strongest available security system to protect your personal information.

Underwritten by White Horse Insurance Ireland dac: Cover4travel.com has arranged this travel insurance policy with White Horse Insurance Ireland dac. Registered Office: Bay 89.2, Free Zone West, Shannon, Co. Clare, Republic of Ireland

How do I make a claim?

While you are away

24 hr Medical & Emergency Assistance

What to do in case of a medical emergency

In the event of any illness, injury, accident or hospitalisation involving anyone insured under this policy, where the anticipated costs are likely to exceed £250/€250, you must notify the Emergency Assistance Service.

They will direct you to an appropriate medical facility and may be able to guarantee costs on your behalf.

When contacting our Emergency Assistance Service please ensure you quote the Master Policy Reference: WHIIL/Cover4travel/06/2016.

TEL: 0044 (0) 1733 224 892 *

24 Hours a day, 365 days a year.

Note: You must retain receipts for medical & additional costs incurred.

Hospital Treatment Abroad

If you are admitted to hospital abroad, you must contact the Emergency Assistance Service immediately. If you do not, this could mean that the Insurer will not provide cover or they may reduce the amount they pay for medical expenses. If you are not admitted to hospital, but you receive medical treatment abroad as an outpatient, you should pay the hospital or clinic and claim back your medical expenses from the claims services when you return to the United Kingdom.

Returning early to the United Kingdom/Ireland

If you have to return early to the United Kingdom/Ireland under Section A1 (cancellation and curtailment) or Section B (emergency medical expenses and repatriation), our Emergency Assistance Service must authorise this. If they do not, this could mean that the Insurer will not provide cover or they may reduce the amount they pay for your return to the United Kingdom.

Our Emergency Assistance Service reserve the right to repatriate you should the Insurers medical advisors view you as being fit to travel.

When contacting our Emergency Assistance Service please ensure you quote the Master Policy Reference: WHIIL/Cover4travel/06/2016.

TEL:00 (0) 1733 224 892 *

24 Hours a day, 365 days a year.

Note: You must retain receipts for medical & additional costs incurred

When you return Home

For all sections:

If you need to make a claim, please obtain a claim form no later than 31 days after the event by:

TELEPHONING OUR CLAIMS TEAM

UK: +44 (0) 1733 224 845 ** — Ireland: 0818 946 910 or +44 (0) 1733 224 845 **

Monday to Friday 9.00am – 5.00 pm

Quoting reference: WHIIL/Cover4travel/06/2016

** Calls from BT land lines cost 10p per minute. Calls from mobiles and other networks may be extra.

When you contact us, please ensure that you have the following information available to you, as we will require it to process your claim

  • Master policy reference of WHIIL/Cover4travel/06/2016
  • Your policy number
  • Date of purchase of your policy
  • Travel itinerary
  • Country and resort you visited or intended to visit
  • Actual or intended travel dates
  • Incident date
  • Brief circumstances of your claim
  • Value of your claim

Please note that your claim may be delayed if you are unable to provide us with the above information.