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If you're living in Eber Student Accommodation there is some good news; you automatically have a basic level of insurance cover in place with us. This insurance will provide a range of cover for your possessions within your accommodation such as cover for your laptop, electrical goods, clothes, sports equipment and frozen food. This insurance has been arranged by Eber Student Accommodation with Cover4Students.

You will find a summary of the cover below. We recommend that you download and read the policy schedule and policy wording; ensuring that you understand the cover provided and that it is suitable for your needs.

You may find that you need more cover than is provided already. Don't worry – there is a section below listing the range of optional top up covers that are available. For example, you may wish to insure items outside of your accommodation such as a laptop or tablet or you may wish to add mobile phone insurance.

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How Much Am I Insured For?

Your possessions are insured inside of your accommodation for up to €5,000 in total. In addition, a further €750 cover is provided for desktop computer equipment within your accommodation and €750 for laptops and tablets within your accommodation.

What Is Covered:

  • Personal possessions within the insured address — up to €5,000.
  • Replacement locks & keys — up to €250.
  • Desktop computer equipment — up to €750.
  • iPads laptops & portable computer equipment | room only — up to €750.
  • Rental protection — up to €500.
  • Personal accident — up to €15,000.
  • College | university property on loan — up to €500.
  • Landlords property | tenants liability — up to €5,000.
  • Accidental death of a financially supporting parent or guardian — up to €10,000.
  • Mobile phone | room only — up to €250.


We strongly recommend that you read the policy wording document to see a full list of the terms and conditions that apply to your policy with us. These can be downloaded from the Claims tab.

What Is Not Insured:

  • The first €50 of any claim.
  • Cover outside your accommodation.
  • Theft from motor vehicles (except where attended during transit at the beginning and end of each term).
  • Pedal cycles.
  • Contact lenses.

Maximum Amounts Payable:

The following categories of items are subject to a maximum amount payable during the period of insurance.

  • Personal possessions single item limit – €1,000.
  • Desktop computer equipment – up to €750 in total.
  • Laptops and portable computers - up to €750 in total.
  • Collection of CDs, DVDs & other data carrying media - up to €1,000 in total.

Your Duty of Care

You must, at all times, take all reasonable steps to prevent accidents, loss and damage.


If you purchase a Top Up Cover to your Blockhalls Insurance from Cover4Students, we will send you an email confirming your purchase of cover and provide you with your personal policy schedule, policy wording and key facts documents which you should keep a copy of for future reference. We can also send these out to you subject to an additional postage fee.

You will also have the option for a printed copy to be sent via post subject to an additional postage premium being paid.

How to view the policy documents

The policy documents are available as PDFs.

To view these documents you will need a PDF reader.

Download Adobe Reader from the Adobe website, or visit Access Adobe for help.

To view your documents, please click on the links below.

Policies For The Year: 2020—21 Policies For The Year: 2019—20
Adobe PDF Master Policy Schedule (173KB) (283KB) Master Policy Schedule Adobe PDF
Adobe PDF Policy Wording (445KB) (445KB) Policy Wording Adobe PDF
Adobe PDF Insurance Product Information Document (212KB) (212KB) Insurance Product Information Document Adobe PDF


To start the claims process, please complete the correct Claims Form provided below. Before submitting your claim, please read your policy schedule to make sure you are covered and have a valid claim.

Fill out the online claims form here: Claims Form

Phone: +44 (0) 161 974 1101


Cover4students Claims Team,

Stream Claims Services,

Copthall House,

King Street,

Newcastle under Lyme,

ST5 1EL.

If you have a valid claim obtain a claim form from cover4students.com. Complete and return it along with:

  • Receipts, bills, valuations or repair estimates as appropriate for all claims for loss or damage.
  • Full details of accident or injury and early prognosis for personal accident claims.

All claims for theft or loss must be reported to the police.

Optional Extensions

Our range of top-ups allows you to insure the items that are most important to you.

By offering a range of top-ups you have the flexibility to chooses the covers that are most important to you, whether that is to add cover for a mobile phone or musical instruments or you just want cover for items outside your accommodation we have an option to suit you. The additional cover options available are listed below:

Policy Benefit Included Upgrade up to
Mobile Phones | Cover Anywhere Within Ireland
Please note: The mobile phone must have been purchased within Ireland.
No €1,000
Pedal Cycles | Cover Anywhere Within Ireland No €1,000
Accidental Damage No €5,000
Specified Items | Cover Anywhere Within Ireland No €2,500

Please note that your policy will expire when you move out of your student accommodation or when your Master Policy expires, whichever is sooner. Any extensions you make will also expire with the Master Policy.

Other Insurance Options

Here are some other insurance solutions for students within Ireland.

Travel Insurance:

We have a range of travel insurance products for students within The Republic of Ireland, such as: single trip travel insurance, annual multi-trip travel insurance & backpacker/long-stay travel insurance.

More Information & Travel Insurance Quotes

Study Abroad Insurance:

If you are considering going abroad to study at some point, we can arrange a study abroad travel insurance for you with cover starting from €18·32.

More Information & Study Abroad Insurance Quotes

Premium based on a Standard Study Abroad policy for an adult aged between 18-39 going to Europe for up to 1 month (with no optional extensions selected).

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