Unoccupied Property Undergoing Renovation Insurance
Unoccupied Properties Undergoing Renovation
Cover for your home if it’s being renovated or refurbished. We can cover minor refurbishments to major works.
We offer 3 different levels of cover for you to choose from
Level 1
- Fire, lightning, explosion, earthquake or aircraft
- Subsidence, ground heave or landslip (unless excluded at the quotation stage)
- £100 excess increasing to £1,000 for subsidence claims
- Property owners liability cover up to £2,000,000
Level 2
- Full standard cover with cover limited for theft, malicious damage and escape of water up to £2,500.
- £100 excess increasing to £500 in respect of escape of water and £1,000 for subsidence claims
- Property owners liability cover up to £2,000,000
Level 3
- Full standard cover including theft and malicious damage
- Subsidence, ground heave or landslip (unless specifically excluded at quotation stage)
- £100 excess increasing to £500 in respect of escape of water and £1,000 for subsidence claims
- Property owners liability cover up to £2,000,000