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Student Insurance

If you are going to university you will need to insure your contents, gadgets and possessions while you living in halls of residence or sharing a house in private rented accommodation.

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Student Essentials Insurance

Cover the items that are most important to you without having to take out a full contents policy, such as laptops, mobiles, pedal cycles, musical instruments, computer equipment.

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Study Abroad

Cover for upto 15 months with inclusive cover for gadgets and 24/7 emergency helpline. Over 100 sports and activities are automatically covered & up to 4 return trips home.

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Mobile & Gadget Insurance

Cover your gadgets such as MacBooks, iPhones, mobile phones, laptops, iPads and tablets against loss, damaged or theft.

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Student Insurance

If you are going to university you will need to insure your contents, gadgets and possessions while you living in halls of residence or sharing a house in private rented accommodation.

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Travel Insurance

We understand that not every holiday is the same, which is why we offer a range of excellent value policies, tailored to suit your needs. Wherever you are travelling to, whatever you are doing, we've got you covered.

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Personal Insurance

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Business Insurance

We’re living in increasingly litigious times. Your business faces unpredictable threats and risks on a daily basis. A liability insurance claim against your business could be huge and could lead to damages of millions of pounds being awarded against you.

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1 min read

Drivers — Cold Weather Advice

Drivers:

With cold temperatures set to hit the UK over the next few days, cover4insurance is offering the following essential advice to drivers.

Decrease your speed and leave yourself plenty of room to stop. You should allow at least three times more space than usual between you and the car in front of you.
Brake gently to avoid skidding. If your wheels start to lock up, ease off the brake.
Turn on your lights to increase your visibility to other motorists.
Use low gears to keep traction, especially on hills. For cars that are not being regularly used, ensure you turn the engine over and keep it running to so the battery stays energized.
If warming your car up, do not leave it unattended with the keys in the ignition. Many cars are stolen this way by opportunist thieves each year.
During cold weather it is especially important to check tyre, battery and wiper blade condition. Make sure the lights are fully functioning and double check oil and fuel levels before setting off.
Keep a warm coat or blanket in the car in case of a breakdown, as well as some emergency supplies such as some chocolate or a hot drink;
Take your breakdown telephone help-line number and mobile phone with you on all journeys;
Check anti-freeze levels and carry de-icer in case the locks freeze. It is also useful to keep a torch, ice scraper - and in extreme weather conditions -wellington boots and a shovel in your car.

With much of the UK expected to be hit by cold temperatures over the coming days, it’s important that homeowners and drivers are well prepared. By following this advice, you can help limit any potential problems that may occur.

Always make sure you have adequate car insurance.

For information and to obtain quotes visit our car insurance page.

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Drivers — Cold Weather Advice

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