First Year Student Living In Halls?
If you just want to insure your mobile phone / smartphone & other gadgets then look no further.
We can offer a standalone insurance product that will cover your mobile phone without having to take out a basic level of possessions insurance with us.
If your gadgets are older than three years, do not worry as we have another student gadgets insurance product called Essentials Insurance, where the age of the item to be insured does not matter. Click here for more information.
As a Student at University it may be cheaper to insure your gadgets as part of the contents insurance package so please obtain a student contents insurance quote as well, By combining student mobile phone & gadgets insurance with our student contents insurance not only will you save money on the cost of the insurance you will also benefit from a lower policy excess of only £10.
Our mobile phone insurance is designed to protect you against accidental damage, loss or theft of your mobile phone. It also provides cover if your mobile phone suffers a mechanical or electrical breakdown outside of the manufacturer's guarantee period.
If you purchase gadget from Cover4Insurance, we will send you an email confirming your purchase of cover and provide you with your personal policy schedule, policy wording and policy summary documents.
You will also have the option for a printed copy to be sent via post subject to an additional postage premium being paid.
We also provide the option below for you to view and download the Policy Wording and Policy Summary documents so that you can view prior to purchase or at any time after.
The policy documents are available as PDFs. To view these documents you will need a PDF reader. Download Adobe Reader from the Adobe website or visit Access Adobe for help.
To view your documents, please click on the links below.
| Policies Purchased after 01/11/2025 | Policies Purchased Before 01/11/2025 |
 Policy Wording | Policy Wording† |
| Policy IPID† | Policy IPID† |
| Policies Purchased after 09/08/2023 | Policies Purchased up to 09/08/2023 (& renewals) |
 Policy Wording | Policy Wording |
| Policy IPID† | Policy IPID† |
| Policies Purchased after 01/01/2021 | Policies Purchased up to 01/01/2021 |
| Policy Wording | Policy Wording |
| Policy IPID† | Policy IPID† |
For all claims except Legal Expenses claims:
Please fill in a claims form: Make A Claim
Cover4insurance will deal with all claims. You must refer all correspondence and telephone enquiries to cover4insurance.com at the following address:
Cover4 Insurance Claims Team,
Davies Group Ltd,
PO BOX 2801,
Stoke on Trent,
ST4 9DN.
Telephone: +443450308105
Please include the following details:
All claims for theft or loss must be reported to the police.
For all Legal Expenses (Section 6 only):
Legal Claims Notification & Advice Helpline Service:
– 0161 492 1639
– nonmotorclaims@financialandlegal.co.uk
We will not accept responsibility if the Claims Notification and Advice Helpline Services fail for reasons beyond our control.