27th September 2022
Cycle Insurance
Specialist cycle Insurance
Cover4insurance have been a trusted provider of specialist insurance policies for over 20 years. With our pedal cycle cover you can select cover to suit your needs no matter how often you ride or what you own, with mountain bikes, road bikes, e-bikes and more included in our cover. So, whether you’re a commuter or someone who prefers to live life in the fast lane, see what cover4insurance can offer you and your ride.
Pedal Cycle -Definition
Means any pedal cycle up to £3,000 including tricycle and tandem, trailer cycle or push scooter powered by human pedalling and/or battery which is not subject to the requirements of the Road Traffic Act.
Key Features
Cover in the UK and 45 days Europe
We offer 45 days of travel as standard as part of our pedal cycle policy. Covering your bike against theft, accidental damage, or loss.
Public Liability Cover
We will cover up to £1 million for cost you become legal liable to pay as a direct result of use of your pedal cycle – for example being involved in an accident that causes bodily injury or damage to property.
Pedal Cycle Accessories
Covered up to £150 against theft, accidental damage, or loss.
Bike Hire
If your bike out of action? Bike hire is covered as part of our claims service. We can provide up to £420 to hire a replacement bike if you need one.
No Specific Lock Requirement
When you pedal cycle is left unattended it just needs to be either inside a building or securely locked to a permanent fixture (i.e., Lamppost) through the frame of the bike.
Instant Cover
You can get cover to start straight away or anytime up to 30 days in advance.
