21st March 2019
Student Possessions Block Insurance
Student Possessions Block Insurance
This product is available to universities, private student accommodation providers, letting agents and landlords.
What is it?
It is a flexible possessions insurance policy, that will automatically cover all of your residents at a significantly reduced premium when compare with the resident purchasing their own individual policy.
We also provide optional extra covers so that the resident can top up/tailor the cover to their own individual needs.
This provides you and your residents with peace of mind in the knowledge that they’re covered against events beyond their control.
What are the benefits?
- New for old Cover: Possessions in most cases are replaced as new in the event of a claim.
- Low claim excess: The excess levels can be flexible and structured to your budgets and requirements. Your residents will be required to pay as little as £10 per claim.
- Tenants liability: Cover for damage to the accommodation providers fixtures and fittings.
- Optional Covers: Your residents can purchase a wide range of additional covers directly form us to protect possessions outside of the property.
Key exclusions
- Accidental damage.
- Cover outside of the accommodation.
- Policy excess.
NB: These may differ depending on the cover selected. We will provide you with your own bespoke policy that will show the cover and exclusions that have been tailored around your needs.
What We Provide
Personal Account Manager
We act in a professional, friendly and courteous manner at all times. From initial discussions to final policy implementation, you will enjoy one-to-one contact with the same individuals who understand your business and its philosophy, and who are always available to help should you need advice.
Website
We will build you a dedicated website. This provides your residents with:
- Access to the policy documents which they can view and download.
- The ability to view and extend the policy via our wide range of optional covers.
- Find all the information they need to make a claim.
- Make a claim online.
- Get web-based support via our online chat, email or call back facility.
Minimal Administration
We manage the administration and deal with all the claims, all we need to know is the number of bed spaces it’s that simple.
Award Winning Claims Handling
Our pro-active approach to claims helps to reduce the length of time taken to process each claim and has led to our loss adjusters winning several insurance industry awards during the last few years.
Latest award: Insurance Times Claims Partner 2018: Silver
A Value-Added Service
All your residents’ personal possessions are automatically insured within the accommodation, at a significantly reduced premium when compared to the tenant purchasing an individual contents policy.
Contact Us For A Quote
To have an initial discussion about your insurance needs as an accommodation provider, you can contact one our professional insurance advisers via:
- Phone: 0161 641 3112 (Stephen Grogan, Account Executive).
- Phone: 0161 772 3396 (Michael Masterson, Client Services Manager).
- Main Office: 0161 772 3390.
Or email:
The information that we will need to start putting together a quote for your accommodation block(s) would be:
- Name of Accommodation Provider.
- Address(es) of halls of Residence to be covered.
- Total number of bed spaces which require cover (don't worry if not exact a rough figure is all we need).
- If you already have insurance in place, we would require some claims experience, ideally for the last 3 years.
- Contact name, telephone number & email Address with your preferred contact time / method Monday to Friday between 9am and 5pm.
About Us
Cover4Insurance & Cover4Students are both trading styles of UK & Ireland Insurance Services (Online) Limited, who have been insuring students, graduates and young professional for over 25 years and is chosen by several of the UK’s leading educational establishments and private sector accommodation providers to insure their residents.
Over the years our Cover4Students products, have developed quiet a reputation as being innovative in the market. Providing covers that are tailored to the needs of:
- Block scheme providers both University and Private sector.
- Individual students, graduates and young professionals.
With our fresh approach of looking at each relationship as a long-term partnership that can be nurtured and developed together, we believe that we can provide you with a service that is second to none, as we take pride in the fact that we listen to our customers to ensure that our product, claims service and working practices remain relevant in today’s market. By doing this we believe that we will continue to deliver excellent customer service whilst also remaining as competitive as we have always been.