0161 772 3382

Top Up Your Cover

  • Computer equipment anywhere within the UK — up to £3,000.
  • Accidental damage to landlord's property — up to £10,000.
  • Mobile phone cover anywhere within the UK — up to £1,000.
  • Pedal cycles cover anywhere within the UK — up to £3,000.
  • Musical instruments anywhere within the UK — up to £3,000.
10% Off Essential Student Cover

Student Contents Insurance

  • Personal Possessions — Up To £14,000.
  • Landlords Property | Tenants Liability — Up To £5,000.
  • Credit Cards — Up To £500.
  • Personal Money — Up To £50
  • College | University Property On Loan — Up To £750.
  • Legal Liability — Up To £1,000,000.
10% Off Student Contents Insurance

Torsion Students

Extend Your Cover With Cover4insurance

Torsion

Torsion Students Logo

From the 01/09/2021 we no longer provide a block insurance policy for Torsion Student residents

If you are living in Torsion Student accommodation or any other student accommodation, we can still provide student contents & possessions insurance. Please see the tabs listed above for our range of student products.

Policy Documents for the year: 01/09/2020–31/08/2021

Master Policy | Policy Wording | IPID

Claims

To begin the claims process you will first need to complete our claim form and return this to us. Upon receipt, our claims department will assess your claim and contact you in order to proceed

Claims Form

Phone: 0161 974 1101

Post:

Cover4students Claims Team,

Stream Claims Services,

Copthall House,

King Street,

Newcastle under Lyme,

ST5 1EL.

Student Contents

Policy Features:

Our student contents insurance policy provides a basic level of cover and offers a range of optional extensions so that you can tailor the product to your own needs.  The basic cover provides :

    Student Contents & Possessions Insurance Basic Cover:

    Policy Benefit
    		Sum Insured
    Personal Possessions
    		Up To £14,000
    Landlords Property | Tenants Liability Up To £5,000
    Liability For Rented Household Goods Item Limits Apply
    Replacement Locks and Keys Up To £50
    Credit Cards Up To £500
    Personal Money Up To £50
    College | University Property On Loan Up To £250
    Accidental Death or Redundancy Of A Parent Or Guardian Up To £5,000
    Legal Liability Up To £1,000,000
    Possessions In Transit at the beginning and end of each term

    Student Contents & Possessions Insurance Optional Extensions:

    Policy Benefit Sum Insured
    Laptop & Portable Computers | Room Only:
    Cover Within The Insured Address    		Up To £3,500
    Laptop & Portable Computers | Cover Anywhere Within
    The UK (Please note: “Laptop & Portable Computers | Room Only:
    Cover Within The Insured Address” must also be selected
    with this option.)    		 Up To £3,500
    Accidental DamageItem Limits Apply
    Course Fees & Rental ProtectionUp To £20,000
    Mobile Phones | Cover Anywhere Within The UKUp To £750
    Pedal Cycle | Cover Anywhere Within The UK Up To £500
    Orchestral Instruments | Cover Anywhere Within The UKUp To £3,000
    Musical Instruments | Cover Anywhere Within The UKUp To £3,000
    Personal AccidentUp To £50,000
    Criminal Assault£500
    Vacation Cover£3,500
    Legal Expenses£30,000
    Digital Download£1,000
    Examination & Coursework Cover£250

    Student Essentials

    Our student essentials insurance has been designed so that you can just cover your essential items if you do not wish to take out a full student possessions policy. Our options include:

    Click here for a student essential insurance quote.

    • Computer equipment anywhere within the UK up to £3,000.
    • Tuition fees and rental protection up to £20,000.
    • Accidental damage up to £10,000 for audio equipment, camera equipment, computer equipment, games consoles, television, video and DVD players owned by you within your insured address.
    • Personal Accident cover up to £50,000.
    • Mobile phone cover anywhere within the UK up to £1,000.
    • Pedal cycles cover anywhere within the UK up to £1,000.
    • Digital Download cover up to £2,000.
    • Examination and coursework cover up to £1,000.
    • Orchestral instruments anywhere within the UK up to £3,000.
    • Musical instruments anywhere within the UK up to £3,000.
    • Specified items anywhere within the UK up to £3,000.
    • Unspecified items anywhere within the UK up to £1,500.
    • Excess protection insurance cover up to £1,000.

    Click here for a student essential insurance quote.


    Mobile Phone & Gadgets

    Student Phone & Gadget Insurance

    If you just want to insure your mobile phone/smartphone & other gadgets then look no further.

    We can offer a standalone insurance product that will cover your mobile phone without having to take out a basic level of possessions insurance with us.

    Why choose us for Mobile Phone Insurance?

    • Specialist Student Insurance
    • 45 days worldwide cover included
    • Single or Multiple Gadget Options
    • Covers theft & accidental damage anywhere within the UK

    Click here for mobile phone or gadget insurance quote


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