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2 min read
27th August 2020

Study Abroad Insurance Against FCO Travel Advice

Study Abroad Insurance Against FCO Travel Advice

Will you cover me to travel to a country which the Travel Advice Unit of the Foreign & Commonwealth Office or the World Health Organisation has advised the public against all, or against all but essential travel?

Yes under our specialist Study Abroad Travel Insurance we can offer cover provided that your study abroad is classed as "Essential Travel"

Is Study Abroad Classed as Essential Travel?

Under our study abroad insurance policy we will class your travel as "Essential Travel" if:

  • The purpose of your trip is to Study Abroad
  • Your University can provide you with a letter that states the following information:
    • Name of University you are studying abroad at
    • The dates that you be studying there
    • That you have been granted the relevant permissions and visas by the authorities to allow you access to the country

Does the FCO give advice on Essential Travel?

Unfortunately, the FCO does not have a simple definition of what is essential or non-essential travel. It seems that it is a decision for the individual to make on whether travel is essential click here for more info

Cover4Travel study abroad insurance will class your trip as "Essential Travel" if:

  • The purpose of your trip is to Study Abroad
  • Your University can provide you with a letter that states the following information:
    • You are studying at that specific university including the dates of that study period, and
    • That you have been granted the relevant permissions and visas by the authorities to allow you access to the country

Do I need to show you the letter from my university before I purchase a policy?

No, In the event of a claim under any section of the policy, you will be required to produce a letter from your university abroad (that has been issued prior to the claim), we do not need to see it beforehand.

Do I need to show you the letter from my university before I travel?

No, In the event of a claim under any section of the policy, you will be required to produce a letter from your university abroad (that has been issued prior to the claim), we do not need to see it beforehand.

Is my trip classed as "Essential Travel" if my UK University recommends that I study in the UK this year?

No, your travel would not be classed as essential travel.

Will I covered If I return home at Christmas from the USA but on my return in January, I am refused entry back into the USA?

No, cover requires you to have all the relevant permissions and visas in place from the relevant authorities to allow you access to the country

Will I be covered for Leisure Trips from my host country to another country that is under travel restrictions from the FCO? 

No, if for example you are studying in Spain and then decide to book a weekend trip to the south of France to ski in December and at that time of travel to France, the FCO are advising UK nationals to avoid “all or all but essential travel”, no cover will be in place as travelling to ski is not essential travel.


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