High Net Worth Homes
Building & Contents
Cover available can include: Buildings:
- Upwards of £500,000 rebuild cost.
- Up to 3 years cover for alternative accommodation if you are unable to live in your accommodation.
Contents & Valuables:
- Cover upwards of £250,000.
- Worldwide cover (including accidental loss).
- Legal expenses cover.
Things To Consider About High Net Worth Home Insurance
One of the most important aspects of household insurance is making sure that the amounts of cover namely the sum insured is the correct amount for the buildings / items you need insuring.
As you may or may not know the sum insured is the maximum amount that the insurer will pay, and if the amount is set at a lower level then in the event of a claim it would not be paid in full.
As a broker we work with several different insurers to help devise products that will ensure that you are not under insured when the worst happens.
As a valued customer we believe that you should be dealt with as person not a claim statistic and choose our insurance partners based on the service they provide if the worst happens. Our partners will allocate a Personal Claims Manager to your claim so you have one point of contact if you need to make a claim.
One of the most important aspects of household insurance is making sure that the amounts of cover namely the sum insured is the correct amount for the buildings / items you need insuring.
As you may or may not know the sum insured is the maximum amount that the insurer will pay, and if the amount is set at a lower level then in the event of a claim it would not be paid in full.
As a broker we work with several different insurers to help devise products that will ensure that you are not under insured when the worst happens.
As a valued customer we believe that you should be dealt with as person not a claim statistic and choose our insurance partners based on the service they provide if the worst happens. Our partners will allocate a Personal Claims Manager to your claim so you have one point of contact if you need to make a claim.
Additional Benefits available:
- 24 Hour Home Emergency Assistance .
- Hired marquees cover.
- Hole in one cover.
- Identify fraud cover.
- Travel Insurance.
In certain case we may also send out one of our specialist Account Managers to assess your insurance needs. The account manager will be able to review your cover requirements and make recommendations based on these, meaning you can rest easy that your sums insured are covered. The account manager will also be able to make recommendations on your security requirements and place values on those precious items such as art collections.
What is buildings insurance?
Buildings insurance is basically cover for the household structure plus all the items that are generally not removable.
Basically the foundations, walls, floors, doors, windows, roof, plumbing, electrical wiring, insulation, fitted kitchens and fitted bedroom units.
The buildings also include garages, sheds, greenhouses, walls, paths and driveways.
What is contents insurance?
Contents insurance is basically everything you would take with you if you moved such as:
All the contents of your home such as Computers Equipment (Laptops, Tablets, iPads etc), clothes, furniture, electrical goods (TV’s Cinema iPods etc) art work, jewellery, food and drink to name a just a few. Basically it’s everything in the property that you own.